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Preparing for retiree drug subsidy program audits

To receive Medicare's retiree drug subsidy, employers must not only match or beat Part D's prescription drug coverage but also agree to undergo audits. This GRIST's checklist, adapted from an actual audit, can help employers know what to expect. (GRIST, 27 Aug 2008, 5 pages) More  | Article 

CMS issues 2009 national average Part D premium

The national average monthly premium for Medicare prescription drug plans will be $30.36 in 2009, up from $27.93 in 2008, CMS predicts. Employers seeking the retiree drug subsidy use this figure to determine their benefits' actuarial equivalence. (GRIST, 21 Aug 2008, 1 page) More  | Article 

Rx creditable coverage notices updated

CMS has revised its model creditable coverage notices that group health plans offering prescription drug benefits must give Medicare-eligible employees and retirees. Updates to this GRIST provide links to the latest CMS models. (GRIST, 1 Aug 2008, 13 pages) More  | Article 

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Health and OPEB funding strategies

Among local governments providing retiree health care benefits, nearly three-quarters are aware of GASB 45 accounting requirements, according to this survey of more than 1,500 local governments. (Cobalt Community Research, 4 Sep 2008, 21 pages) More  | Article 

Using HSAs to save for health care in retirement

The average couple needs about $376,000 in savings to cover retiree health costs, according to EBRI. While HSAs can provide some assistance, statutory contribution limits make it unlikely these accounts will play more than a minor role in covering these costs. (Employee Benefit Research Institute (EBRI), 15 Aug 2008, 4 pages) More  | Article 

Assessing GASB 45 estimates of liabilities

Determining public employers' estimated retiree health liabilities depends on several key assumptions examined in this issue brief. These include the generosity of the current plan, the number and age of retirees and the cost of future health care. (Center for State and Local Government Excellence, 11 Aug 2008, 9 pages) More  | Article 

How much do older workers value health insurance?

Older workers who have health insurance through their employer believe their coverage is worth $15,036, nearly three times the perceived cost of that coverage, according to this analysis of data from the national Health and Retirement Study. (Center for Retirement Research, 28 Jul 2008, 10 pages) More  | Article 

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